Live Within/Below Your Means + Avoid Accumulating Debt

Things are going from bad to worse than bad and now is the time to get ready for the next shock. Wars are raging and we never know when it will hit closer to home.

Prepping is more than just preparing for when a disaster strikes, it's also about being prepared if you lose your job, if your bank account is frozen after being hacked, or if you have to close your business.

It's about building sustainability that you can depend on, when your life depends on it. 

Prices at the pump and at the grocery stores are rising a lot faster than our income.

So, you should take a critical look at your spending habits. You need to let go of unnecessary expenses and cut back, now.

Avoid impulse purchases, buying with a credit card, added debt and you need to live within or below your means - if you want your future to be financially stable. 

Debt is a debilitating weight that keeps itself wrapped around your peace of mind as drags your spirit  down.. 

Debt limits your choices, it reduces your power and it adds unnecessary stress to your life. In a crisis, unpaid bills don’t disappear - bill collectors still demand payment, even when you're struggling to survive, even after you die. 

When you live equal to or below your means, it allows you to invest in prepping slowly and consistently. You can build your pantry, while strengthening your ability to survive and thrive. 

Create a simple, survival-focused budget and put an immediate stop to wasting your money!

Eliminate unnecessary perks. 

• Track all of your expenses, even that pack of gum. 
• Start an emergency savings fund and save a separate amount to spent for essential preps each month. 
• Simplify your lifestyle so that when hardship hits, the transition will be a lot easier.

Six Reasons for Living a Simpler + Happy Life

When cash is needed because of electrical failure or if it becomes a cash only society, you need to be able to deliver. That is why a stash of cash is needed as well as a loaded card.  Both should be able to pay three months or more, of all of your expenses. 

• Not having money for expected and unexpected expenses can spoil even the best-laid survival plans. 
• Enough money, in the right places, can mean the difference in your level comfort when you get hit with a harsh reality. 
• In the prepping world, real wealth isn’t what you stock, it’s what you have prepared for and what you can control. 
• How to Stop Spending Money on Unnecessary Things

The more you free yourself from;

• those streaming services, that you pay +-$20 a month for, that you only watch five hours a month - because you have to work so much to be able to afford it - are a waste of your time and your money
• specialty coffees and other expensive morning and daily rituals can be cut out, completely. Make your own coffee, take your lunch with you. Save $100s a month

...the more freedom you have to prepare for what is coming.